We believe every Australian deserves to own their own home. To make this possible, we designed a range of loans with competitive rates and low fees. Everything you need and nothing you don’t. Simple, really.
If you’ve got the will, we’ve got the way with a fixed rate car loan or personal loan. Our loans offer competitive rates, no annual fees and the added feature of no penalties for making additional repayments. What’s more, our loans can be assessed in as little as 2 business days.◊
With a low-interest rate, low fees, and flexible repayment options, our New Car Loan could help you get the wheels you want sooner. Loans can be assessed in as little as 2 business days.◊
A packaged variable rate loan gives you access to a 100% Offset facility.
You also have the option of combining your home loan with other products like an everyday bank account or credit card, for example.
Packaging them together with your loan means paying one loan package fee instead of paying separate fees for each product.
You may also get a discounted home loan rate as well.
Talk to your lender about the pros and cons of choosing a package loan.
Terms, conditions, fees, charges and credit criteria apply.
No one loan is perfect for everyone.
At Greater Bank, we understand that every one of our valued customers have different needs and are at different stages in their lives.
The right loan for you depends on these needs.
A variable rate loan means that the interest rate on the loan may go up and down over the loan period. This allows you to make additional or early repayments to take advantage of interest rate fluctuations.
A fixed rate loan means that the interest on the loan remains constant over a fixed period, so your repayments will stay the same. You will be able to budget for your repayments and are protected from rises in interest rates.
Still have questions? Contact a friendly Greater Bank staff member on 13 13 86 or visit your nearest branch.
Terms, conditions, fees, charges and credit criteria apply.
Use one of our lending calculators to find out:
Greater Bank offers a number of ways for customers to kick-start what will surely be one of life’s most exciting experiences – buying a home.
You can start a conversation with Greater Bank today by
For a Secured Personal Loan and New Car Loan, you can apply for a loan between $5,000 to $100,000.
For an Unsecured Personal Loan, you can apply for a loan between $5,000 to $50,000.
Terms, conditions, fees, charges and credit criteria apply.
ᴥTo qualify for the New Car Loan interest rate, the loan must be to purchase a new car, van, utility, 4-wheel drive for personal use. Demonstrator vehicles with less than 5,000 kms on the odometer will be categorised as New for this purpose. Vehicles purchased second hand, refinanced, boats, motor cycles, caravans and trailers will not qualify for the New Car Loan interest rate.
A comparison rate combines the:
The comparison rate can help you estimate the total cost of a loan over a year.
Check out our range of personal loans and our current interest rates.
Terms, conditions, fees, charges and credit criteria apply.
At Greater Bank, we don’t think you should have to wait to get what you want.
That’s why we will assess your Personal Loan application within 2 business days.◊
◊Once all relevant documents have been provided. Terms, conditions, fees, charges and credit criteria apply.
Anyone can apply for a personal loan with Greater Bank, providing that you:
Terms, conditions, fees, charges and credit criteria apply.
Home loans
Terms, conditions, fees, charges and credit criteria apply.
◊Cashback offers:
*Online Cashback of $2,500 for eligible home loans $250-$499k or $3,000 for loans ≥$500k available for applications submitted via the Greater Bank Digital Home Loan application channel (online application) with 80% LVR or below. Excludes refinances from Greater Bank or Newcastle Permanent. If eligible, cashback payment will be made within 60 days of the loan settlement date (loan must still be open at time of payment). Only one (1) cashback payment per eligible loan and for first eligible loan only. Not available in conjunction with any other cashback or promotional payment (except any interest rate discount offered). Offer may be varied or withdrawn at any time. See the full Online Cashback Offer Terms and Conditions.
+Cashback of $2,000 for eligible home loans $250-$499k or $2,500 cashback for loans ≥$500k available for refinance applications submitted via Greater Bank lenders (not online), with 80% LVR or below. Only one (1) cashback payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions.
^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
#Discounted rates available for new home loans $150k+, with LVR of 80% or less.
‡Additional costs may apply if your loan has a fixed rate.
All new interest-only home loans, attract a 0.10% p.a. margin above the applicable Principal and Interest base rate. The all-up interest rate which includes any margins, will be set out in your credit contract. View our Terms and Conditions.
Personal loans
*Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria.
^Personal Loan comparison rates are based on $30,000.00 for a term of five (5) years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
◊Once all relevant documents have been provided.
