Account terms, conditions, fees, charges and credit criteria apply.

^#Discounted rates available for new home loans $150k+, with LVR of 80% or less. 

^{^}Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^◊Cashback offers:

^*Online Cashback of $2,500 for eligible home loans $250-$499k or $3,000 for loans ≥$500k available for applications submitted via the Greater Bank Digital Home Loan application channel (online application) with 80% LVR or below. Excludes refinances from Greater Bank or Newcastle Permanent. If eligible, cashback payment will be made within 60 days of the loan settlement date (loan must still be open at time of payment). Only one (1) cashback payment per eligible loan and for first eligible loan only. Not available in conjunction with any other cashback or promotional payment (except any interest rate discount offered). Offer may be varied or withdrawn at any time. See the full Online Cashback Offer Terms and Conditions.

⁺Cashback of $2,000 for eligible home loans $250-$499k or $2,500 cashback for loans ≥$500k available for refinance applications submitted via Greater Bank lenders (not online), with 80% LVR or below. Only one (1) cashback payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions.

^**$2,500 cashback for loans ≥$250,000 with LVR less than or equal to 95%. Only one (1) Cashback Payment per eligible loan, and for first eligible loan only. All borrowers must be a first home buyer, which means they have never owned or co-owned a residential property. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full First Home Buyer Cashback Offer Terms and Conditions here.

^◊Win $50k Promotion: Open to eligible NSW and QLD residents aged 14 years and over.
New customers: Open a new Access Account and make the required eligible transactions during the promotion period to be automatically entered.
Existing customers: Receive an invitation email, complete the online entry form, and make the required eligible transactions during the promotion period.
Receive one entry for every ten eligible transactions of $5 or more made in a calendar month using your Visa Debit card on your Newcastle Permanent Everyday Account or Greater Bank Access account. Multiple entries may be earned across multiple accounts and months. Transactions must be processed through the Visa network and other exclusions apply.
Competition ends 28/02/27, prize drawn 08/03/27. Permit no TP/01287 (NSW). Full competition T&Cs available here.

Terms and conditions apply for the banking app and online banking.