|
Ultimate Home Loan |
Great Rate Home Loan |
Line of Credit |
Investment Ultimate Home Loan |
Investment Great Rate Home Loan |
Great if you want |
Great if you want
A packaged home loan with a low rate and added benefits |
Great if you want
A low-rate no-frills home loan |
Great if you want
Continuous credit facility to access the equity in your home |
Great if you want
A great value loan to invest in property |
Great if you want
A simple, no-nonsense investment loan with competitive rates |
Interest Rate |
Interest Rate
1.89% p.a. |
Interest Rate
1.89% p.a. |
Interest Rate
3.90% p.a. |
Interest Rate
2.39% p.a. |
Interest Rate
2.49% p.a. |
Comparison Interest Rate^ |
Comparison Interest Rate^
3.74% p.a. |
Comparison Interest Rate^
3.51% p.a. |
Comparison Interest Rate^
N.A. |
Comparison Interest Rate^
4.12% p.a. |
Comparison Interest Rate^
3.43% p.a. |
Rate detail |
Rate detail
1 year fixed, owner occupied, principal and interest |
Rate detail
1 year fixed, owner occupied, principal and interest |
Rate detail
Variable (Ultimate Line of Credit Base Rate) |
Rate detail
1 year fixed, principal and interest |
Rate detail
5 year fixed, principal and interest |
Interest Only Available |
Interest Only Available
|
Interest Only Available
|
Interest Only Available
N/A |
Interest Only Available
|
Interest Only Available
|
Fixed Rates Available |
Fixed Rates Available
|
Fixed Rates Available
|
Fixed Rates Available
|
Fixed Rates Available
|
Fixed Rates Available
|
Minimum Deposit Required (without requiring mortgage insurance or a Family Pledge) |
Minimum Deposit Required (without requiring mortgage insurance or a Family Pledge)
20% of purchase price (plus costs) |
Minimum Deposit Required (without requiring mortgage insurance or a Family Pledge)
20% of purchase price (plus costs) |
Minimum Deposit Required (without requiring mortgage insurance or a Family Pledge)
20% dependent on security taken |
Minimum Deposit Required (without requiring mortgage insurance or a Family Pledge)
20% of purchase price (plus costs) |
Minimum Deposit Required (without requiring mortgage insurance or a Family Pledge)
20% of purchase price (plus costs) |
Maximum Loan Term |
Maximum Loan Term
30 years |
Maximum Loan Term
30 years |
Maximum Loan Term
N/A |
Maximum Loan Term
30 years |
Maximum Loan Term
30 years |
Parental Guarantee Available |
Parental Guarantee Available
|
Parental Guarantee Available
|
Parental Guarantee Available
|
Parental Guarantee Available
|
Parental Guarantee Available
|
Property Location |
Property Location
NSW, ACT & QLD |
Property Location
NSW, ACT & QLD |
Property Location
NSW, ACT & QLD |
Property Location
NSW, ACT & QLD |
Property Location
NSW, ACT & QLD |
Multiple Offset Accounts |
Multiple Offset Accounts
|
Multiple Offset Accounts
|
Multiple Offset Accounts
|
Multiple Offset Accounts
|
Multiple Offset Accounts
|
Free Redraw Online |
Free Redraw Online
Available |
Free Redraw Online
Available |
Free Redraw Online
Available |
Free Redraw Online
Available |
Free Redraw Online
Available |
Additional Repayments |
Additional Repayments
|
Additional Repayments
|
Additional Repayments
|
Additional Repayments
|
Additional Repayments
|
Split Loan Option |
Split Loan Option
|
Split Loan Option
|
Split Loan Option
|
Split Loan Option
|
Split Loan Option
|
Can be used for Land & Construction |
Can be used for Land & Construction
|
Can be used for Land & Construction
|
Can be used for Land & Construction
|
Can be used for Land & Construction
|
Can be used for Land & Construction
|
Refinance |
Refinance
|
Refinance
|
Refinance
|
Refinance
|
Refinance
|
Fast Refi |
Fast Refi
|
Fast Refi
|
Fast Refi
|
Fast Refi
|
Fast Refi
|
Available if Self Employed |
Available if Self Employed
|
Available if Self Employed
|
Available if Self Employed
|
Available if Self Employed
|
Available if Self Employed
|
Repayment Holiday |
Repayment Holiday
|
Repayment Holiday
|
Repayment Holiday
|
Repayment Holiday
|
Repayment Holiday
|
Ongoing fee |
Ongoing fee
$395 p.a. Package fee |
Ongoing fee
|
Ongoing fee
$10 per month |
Ongoing fee
$395 p.a. Package fee |
Ongoing fee
|
How to apply |
How to apply
Enquire online |
How to apply
Enquire online |
How to apply
Enquire online |
How to apply
Enquire online |
How to apply
Enquire online |
|
Learn more |
Learn more |
Learn more |
Learn more |
Learn more |