Ultimate Home Loan

Our ultimate in loans. Great if you need other products such as everyday or offset accounts, and you want the flexibility of a fixed or variable rate, or both.

Great Rate

Great Rate

A Great Rate Home Loan from Greater Bank is a low interest rate home loan that's easy to use. With low interest, no monthly or annual fees, you could save thousands of dollars! 

Investment Ultimate

Investment Ultimate Home Loan

Looking for the ultimate in Investment Loans? You've found it.

Investment Great Rate

Investment Great Rate Home Loan

With low interest rates and no monthly or annual fees, we've made investment simple.

Line of Credit

Line of Credit

Want to get the equity in your home or residential property working harder for you? Our Line of Credit Loan might be just the ticket, whether you’re interested in renovating, investing, or just after more flexibility. 


Construction and Land Loans

Construction and Land Loans

Greater Bank’s Construction Loans let you borrow up to 95% of the combined value of your house and land – regardless of whether you’re building your home whilst purchasing the land, or are building on land you own.

Reverse Mortgages

Reverse Mortgages

Wouldn't it be great if you could use the equity in your home to fund the things you'd like to do?

You can. A Reverse Mortgage enables you to use some of the money tied up in your home without having to sell it.

Whether you're thinking about Aged Care for a loved one, or just want to maintain your retirement lifestyle, a Reverse Mortgage may be the right option for you.

Find out more

Use our calculators

Home Loan Borrowing Power Calculator

Home Loan Repayments Calculator

Home Loan Comparison Calculator

Stamp Duty Calculator

Refinance/Switch to Greater Bank

How do I switch?

We make it easy to get a better deal on your home loan. Our expert lenders will hold your hand through every step of our simple process – you don’t even need to speak to your current bank.

Why should I Switch?

At Greater Bank, we don’t have shareholders – we're customer owned. We reinvest our profits into providing better value products and personalised service. How does this compare to your current lender?

Just the facts on some important changes that impact Credit products

Over the next year, a progressive range of reforms will take place that will impact Australian Financial Institutions. To help explain these changes and what they may mean for you, Greater Bank has developed some key facts to keep you informed.


Cover your asset

For most of us, our home is the biggest investment we will ever make. Doesn’t it make sense to protect the one thing we’ve put so much time, money and effort into?

# Owner Occupied Rates: If you are in advance on your loan and have enough funds to continue meeting your regular minimum payment, it is possible to reduce the amount you're paying or even stop your repayments altogether. There is no approval required and no fees that apply so you can take a repayment holiday whenever you have sufficient additional payments available to do so. * Fees, charges, terms and conditions apply to all loans.  Comparison Rate Schedules are available at your local branch.  Conditions apply.  Please read our Terms and Conditions for more information. ^ Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. † Discounted rates include a discount on our Great Rate Home Loan and Ultimate Home Loan (applications of $150,000 or over) and Home Loans with an LVR 90% or below and applies to new loans only. Does not apply to additional borrowings. Interest only facilities, including new Line of credit facilities, will attract a 0.10% p.a. premium above disclosed Principal & Interest rates applicable to existing facilities. Existing facilities are unaffected. Special Offer is not available on Line of Credit Loan. ǂ Maximum Loan to Valuation Ratio quoted for Owner Occupied Loans only. 

Enquire About A Home Loan

If you are after some more information, a loan pre-approval or are ready to apply for a home loan, start a conversation with a Greater Bank lending expert today to help you get what you want sooner.