Skip to Main Content
Learn more

COVID-19 Customer Relief

We've announced a range of measures to support the financial wellbeing of our customers who are impacted by the COVID-19 global pandemic.

Compare Investment Home Loan Interest Rates

Greater Bank’s Investment Housing Loans are designed to help you achieve the financial dream of growing your property portfolio. We offer great value, our loans are easy to use, and we’re confident we’ve got the right loan to suit your investment needs.

Rates are effective as at Thursday 2/04/2020

All Housing Loans have a base rate. The applicable base rate will depend on whether you select a standard or discounted housing loan and also the repayment type you select – Principal and Interest (P&I) or Interest Only (IO).

For P&I loans, margins may apply to the applicable base rates. For new IO loans, currently a 0.10% p.a. margin above the applicable base rates will apply. The base rates are set out below and the all up interest rate which includes any margins, will be set out in your credit contract.

 

Investment Ultimate Housing Loan Base Rate (P&I)* Discounted Rate ($150K+ & LVR ≤90%)  # Comparison Rate ^~
Variable 3.54 % p.a. 3.95 % p.a.

 

Investment Ultimate Housing Loan Base Rate (P&I)* Interest Rate ~ Comparison Rate ^~
Variable 3.84 % p.a. 4.25 % p.a.
1 Year Fixed 3.19 % p.a. 4.19 % p.a.
2 Years Fixed 3.14 % p.a. 4.12 % p.a.
3 Years Fixed 3.14 % p.a. 4.07 % p.a.
4 Years Fixed 3.39 % p.a. 4.10 % p.a.
5 Years Fixed 3.39 % p.a. 4.07 % p.a.

 

Investment Great Rate Housing Loan Base Rate (P&I)* Discounted Rate ($150K+ & LVR ≤90%)  # Comparison Rate ^~
Variable 3.44 % p.a. 3.45 % p.a.

 

Investment Great Rate Housing Loan Base Rate (P&I)* Interest Rate ~ Comparison Rate^~
Variable 4.04 % p.a. 4.05 % p.a.
1 Year Fixed 3.19 % p.a. 3.97 % p.a.
2 Years Fixed 3.14 % p.a. 3.89 % p.a.
3 Years Fixed 3.14 % p.a. 3.82 % p.a.
4 Years Fixed 3.39 % p.a. 3.83 % p.a.
5 Years Fixed 3.39 % p.a. 3.79 % p.a.

 

All Investor Line of Credit Housing Loans have a base rate. The applicable base rate will depend on whether you select a standard or discounted Investor Line of Credit Housing Loan. Currently a 0.10% margin above the applicable base rate applies for all new Investor Line of Credit Housing Loans. The base rates are set out below and the all up interest rate which includes any margins, will be set out in your credit contract.

 

Investor Line of Credit Housing Loan Base Rate* Interest Rate # Comparison Rate^
Variable 4.60 % p.a N.A.

 

Investor Ultimate Line of Credit Housing Loan Base Rate* Interest Rate # Comparison Rate^
Variable 3.90 % p.a N.A.

Calculators

Home Loan Personal Loan Saving & Budgeting

Apply for a...

Select one...
Home Loan Personal Loan Credit Card Everyday Account Savings Account
*Fees, charges, terms and conditions apply to all loans. Please read our Terms and Conditions for more information. Comparison Rate Schedules are available from your local branch. ^ Comparison Rate is based on a $150,000 loan over 25 years. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or loan amounts might result in a different Comparison Rate. 
~Additional criteria may apply for new investment loans. All new investor Interest Only housing loans, attract a 0.10% p.a. margin above the applicable investor Principal and Interest base rates. All new investor Line of Credit housing loans, attract a 0.10% p.a. margin above the applicable investor Line of Credit base rates. The all up interest rate which includes any margins, will be set out in your credit contract.
# Discounted rates include a discount on our Great Rate Investment Loan and Ultimate Investment Loan (applications over $150,000) and Investment Loans with an LVR 90% or below and applies to new loans only.