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Great If:

You want affordable access to ongoing credit

You want to put your home equity to work

You’re thinking of renovating or investing

Key Features:

No Greater Bank transaction fees, and a low $10.00 monthly facility fee**
Flexible repayments – monthly, fortnightly or weekly with the ability to make extra repayments
Ability to borrow 90% of the value of the property being purchased or the security provided
Discounted Home Insurance through our partner, Allianz Insurance
Pay your way – set up your digital wallet to make purchases using Google Pay
Free online & mobile banking with real-time payments via PayID & Osko by BPAYⓇ
Apply for a Line of Credit It’s just that simple! Make an enquiry

I want to

  • Refinance your home loan

    Firstly, thanks for considering us for your Home Loan. Home Loans are at the core of Greater Bank and we like to think we’re the experts. 

Home Loan Selector Tool

Not sure which loan is the right fit for you? We've made getting the right deal a breeze with our handy selector tool.

Let's Begin

Repayments Calculator

Work out what your minimum monthly repayments would be on your Greater Bank Home Loan.

Calculate Now

Home Loan Comparison Tool

Compare two loans and determine your minimum monthly repayments against the interest rate of your home loan

Get Started

Make an enquiry

At Greater Bank, we don’t think you should have to move heaven and earth just to get a home loan. That’s why we’ve made the application process as simple as possible with three easy steps.

  • 1

    Get in Touch

    Contact us online, over the phone or in your local branch so that we can give you all the information you need to meet with one of our lending experts.

    Enquire online
    Get in touch with us on 1300 721 253
  • 2

    Meet and Apply

    We’ll organise a time for you to meet with your local lender so they can guide you through the application process.

    We can even come to you!

  • 3


    We’ll do all the hard work from here. Your lender will complete your paperwork and notify you once your loan has been approved.

    Kickstart your home loan application today

Interest Rates

Rates are effective as at 9am Monday 12/04/2021

Ultimate Line of Credit Home Loan Base Rate Interest Rate # Comparison Rate
Variable 3.90 % p.a. N.A.


Line of Credit Home Loan Base Rate Interest Rate # Comparison Rate
Variable 4.60 % p.a. N.A.

Use our calculators

How much can I borrow for my home loan?

How long does it take to pay off a home loan?

Home Loan Comparison Calculator

Stamp Duty Calculator

Refinance/Switch to Greater Bank

How do I switch?

We make it easy to get a better deal on your home loan. Our expert lenders will hold your hand through every step of our simple process – you don’t even need to speak to your current bank.

Why should I Switch?

At Greater Bank, we don’t have shareholders – we're customer owned. We reinvest our profits into providing better value products and personalised service. How does this compare to your current lender?

Fees, charges, terms and conditions apply to all loans. Comparison Rate Schedules are available at your local branch. Conditions apply. Please read our Terms and Conditions for more information. If your security property is not in NSW, QLD or ACT we are unable to assist you with your enquiry. New borrowers are required to attend a Greater Bank Branch for an interview. View our Home Loan Key Fact Sheet.
# All new Line of Credit home loans, currently attract a 0.10% p.a. margin above the applicable Line of Credit base rates shown.

Enquire About A Home Loan

If you are after some more information, a loan pre-approval or are ready to apply for a home loan, start a conversation with a Greater Bank lending expert today to help you get what you want sooner.