Consider Pre-Approval
If you’re ready to make an offer on your dream home, by now you’d no doubt have your deposit saved and burning a hole in your pocket.
Before you go flashing the cash to your real estate agent though, it’s a great idea to speak to a lending expert and get pre-approved for your loan, so you can make an offer with confidence.
If you’re ready to make an offer on your dream home, by now you’d no doubt have your deposit saved and burning a hole in your pocket.
Before you go flashing the cash to your real estate agent though, it’s a great idea to speak to a lending expert and get pre-approved for your loan, so you can make an offer with confidence.
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Know your borrowing power
First things first. You’ve got a ball-park figure for how much you’ll need to buy your home. Give yourself five minutes to take advantage of our handy Borrowing Power Calculator. Simply punch in a few numbers about yourself and get an idea of how much you’d be able to access to finance your purchase.
First things first. You’ve got a ball-park figure for how much you’ll need to buy your home. Give yourself five minutes to take advantage of our handy Borrowing Power Calculator. Simply punch in a few numbers about yourself and get an idea of how much you’d be able to access to finance your purchase.
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Know your deposit amount
Knowing exactly how much you'll need for your housing deposit gives you the correct savings goal to work towards. Take into amount whether of not you'll need to apply for Lender's Mortgage Insurance.
Knowing exactly how much you'll need for your housing deposit gives you the correct savings goal to work towards. Take into amount whether of not you'll need to apply for Lender's Mortgage Insurance, and calculate your deposit amount in seconds with our handy calculator.