Know your budget
Before even thinking about borrowing any money, you need to make sure you’re going to be able to pay it back. This is where your budgeting skills come into play.
Take a closer look at your incomings and outgoings, and figure out how much per week or month you’ll be able to commit to in the form of repayments. Give yourself a range, with a high and low figure to work from.
If you’ve never set up a budget before, or it’s been a while since you last wheeled out the spreadsheet, why not check out the Greater Bank guide to budgeting. We break it down into easy to follow steps so you can get the info you need sooner!
Before even thinking about borrowing any money, you need to make sure you’re going to be able to pay it back. This is where your budgeting skills come into play.
Take a closer look at your incomings and outgoings, and figure out how much per week or month you’ll be able to commit to in the form of repayments. Give yourself a range, with a high and low figure to work from.
If you’ve never set up a budget before, or it’s been a while since you last wheeled out the spreadsheet, why not check out the Greater Bank guide to budgeting. We break it down into easy to follow steps so you can get the info you need sooner!