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Easter and ANZAC Day Public Holidays

All the information you'll need to do your banking over the public holidays this April. Check out our branch and contact centre opening hours, as well as important information about your scheduled payments (Easypays).

step 1

Don't prepare to fail

We live in a quick-fix world. Too often would-be renovators watch a couple of episodes of the latest DIY TV show, or some Youtube clips, and run head-long for the tools.

Put simply, any renovation deserves the proper attention and planning if you hope to bring it in on time and on budget. Create a detailed plan and price ceiling and if you’re hiring contractors or a project manager, make sure all parties are in agreeance before breaking ground.

Fail to prepare – prepare to fail. Simple.

 

step 2

Meet issues head on

Once you start to get your hands dirty, it’s possible you may hit a few snags. Whether you’re trying to juggle multiple suppliers and contractors, or you’re just trying to spruce up an older property with decades old plumbing and wiring.

The worst thing you can do when these issues arise is stick your head in the sand. Putting off something today is only going to cause your schedule and budget to blow out.

The old analogy is truer than ever when renovating – a stitch in time saves nine.

  1. Identify

    Take the time to find the actual root cause of the problem facing your job.

  2. Strategize

    Meet with your contractors and/or project managers, find out how best to resolve the issue.

  3. Implement & Review

    Put your solution into practice and re-assess your project timeline and budget.

step 3

Get the mix right

It’s vital that you carefully consider who’ll be doing the lion’s share of the work on your project. There’s no harm in wanting to get involved, but think carefully.

  1. Do you DIY?

    If you know your way around a sledge-hammer, or you’re just feeling ambitious, then by all means step up and have a go at some of the jobs you realistically think you can cover off.

    Most of us should steer clear of any specified work, though, like cabinetry, tiling and carpentry. Painting, sanding and demolition on the other hand are easily learned, and are fun to boot…

  2. Use licensed tradespeople

    There are some jobs that are not only beyond the skills of the average DIY warrior, they can be dangerous or illegal to attempt.

    When it comes to electrical or plumbing work, or asbestos removal, always consult a professional, get a couple of quotes to find the best deal, and ask friends to recommend someone with a solid reputation

step 4

Don't cut corners

Your initial planning should give you a realistic idea of how much you’ll need to get your job done, so don’t skimp and cheat yourself out of the final product you deserve.

  1. Discover your borrowing power

    Calculate your budget and find out how easily you can finance your project. Our handy Borrowing Power Calculator lets you see at a glance how much you can access. 

    Get Started Now

  2. Get your finance right

    We’ve been helping our customers make their property dreams a reality for over 70 years, so we get renovators. We know what makes them tick.

    Start a conversation with a Greater Bank lender today and find the right fit for your needs.

    Make an enquiry online

step 5

Update your insurance

All too often we see it.

The proud renovator puts the finishing touches on their new pool, or pool-room, and forgets to update their Home and Contents Insurance accordingly.

You’ve put your heart and soul into making your patch that little bit better, so make sure you give it the protection it deserves.