Great If:
You’re after a simple loan with no ongoing fees
You'd like competitive interest rates
You’d like the flexibility of either a fixed or variable term
Key Features
Great Rate Variable Home Loans are completely fee free |
Unlimited free redraws through Internet Banking |
Flexible repayments – you can choose to pay weekly, fortnightly or monthly. Flexible loan terms up to 30 years^ |
Ability to make unlimited additional payments, meaning you pay off your loan sooner and save thousands in interest |
Borrow up to 95% of property value. Avoid Lender’s Mortgage Insurance with a deposit of 20% or more |
View our Home Loan Key Fact Sheet |
Borrow up to 110% of the property value by asking your family to guarantee the home loan by using their property as security on your mortgage with our Family Pledge Loan. |
Discounted Home Insurance through our partner, Allianz Insurance |
Apply for Great Rate Home Loan It’s just that simple!
Make an enquiry
I want to
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Buy my first home
Buying your first home should be one of the most exciting experiences of your life, but you need the right advice to make sure the process runs smoothly.
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Renovate my home
Maybe after many years, your house is a little rough around the edges. We’re right behind motivated property-owners looking to better their home.
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Stop paying rent
Maybe you’ve just realised how much per year you’re paying in rent, or you’re sick of dealing with the drama of finding a room-mate each time your lease is up. Whatever the reason, you’re in the right place.
Repayments Calculator
Work out what your minimum monthly repayments would be on your Greater Bank Home Loan.
Home Loan Selector Tool
Not sure which loan is the right fit for you? We've made getting the right deal a breeze with our handy selector tool.
Know your Borrowing Power
Find out how much you can borrow based on your salary and existing financial commitments.
Make an enquiry
At Greater Bank, we don’t think you should have to move heaven and earth just to get a home loan. That’s why we’ve made the application process as simple as possible with three easy steps.
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1
Get in Touch
Contact us online, over the phone or in your local branch so that we can give you all the information you need to meet with one of our lending experts.
Enquire onlineGet in touch with us on 1300 721 253 -
2
Meet and Apply
We’ll organise a time for you to meet with your local lender so they can guide you through the application process.
We can even come to you!
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3
Approval
We’ll do all the hard work from here. Your lender will complete your paperwork and notify you once your loan has been approved.
Kickstart your home loan application today
Interest Rates
Rates are effective as at Monday 25/09/2017
| Great Rate Home Loan* | Discount (Loans ≥ $150K & LVR ≤90%) # | Comparison Rate^ |
|---|---|---|
| Variable | 3.84 % p.a. | 3.84 % p.a. |
| 1 Year Fixed | 3.69 % p.a. | 4.30 % p.a. |
| 2 Year Fixed | 3.74 % p.a. | 4.25 % p.a. |
| 3 Year Fixed | 3.79 % p.a. | 4.21 % p.a. |
| 4 Year Fixed | 4.09 % p.a. | 4.27 % p.a. |
| 5 Year Fixed | 4.09 % p.a. | 4.25 % p.a. |
| Great Rate Home Loan* | Interest Rate | Comparison Rate^ |
|---|---|---|
| Variable | 4.36 % p.a. | 4.36 % p.a. |
| 1 Year Fixed | 3.89 % p.a. | 4.32 % p.a. |
| 2 Years Fixed | 3.94 % p.a. | 4.28 % p.a. |
| 3 Years Fixed | 3.99 % p.a. | 4.26 % p.a. |
| 4 Years Fixed | 4.29 % p.a. | 4.34 % p.a. |
| 5 Years Fixed | 4.29 % p.a. | 4.33 % p.a. |
You might also be interested in:
Ultimate Home Loan
Our ultimate in loans, combines a competitive variable or fixed interest rate with a range of great value products and services.
Home and Contents Insurance
Get the right cover for the things you hold most dear: your house and the contents making it a home.
Calculate Your Repayments
Refinance/Switch to Greater Bank
How do I switch?
We make it easy to get a better deal on your home loan. Our expert lenders will hold your hand through every step of our simple process – you don’t even need to speak to your current bank.
We make it easy to get a better deal on your home loan. Our expert lenders will hold your hand through every step of our simple process – you don’t even need to speak to your current bank.
Why should I Switch?
At Greater Bank, we don’t have shareholders – we're customer owned. We reinvest our profits into providing better value products and personalised service. How does this compare to your current lender?
At Greater Bank, we don’t have shareholders – we're customer owned. We reinvest our profits into providing better value products and personalised service. How does this compare to your current lender?
Use our Home Loan Calculators
When you’re in the market for real estate, it can sometimes be difficult to see the forest for the trees. Throwing around numbers and rates is one thing, but to get the right insight into what your rate and repayments mean for you in real-world terms, it’s nice to get a bit of help.
Greater Bank offers a range of free lending calculators that let you see your potential repayments, calculate your preferred repayments, and let you get a grip on how much you can borrow. Handy, huh?
Greater Bank offers a range of free lending calculators which let you see your potential repayments, calculate your preferred repayments, and let you get a grip on how much you can borrow. Handy, huh?
Get in touch
Enquire About A Home Loan
If you are after some more information, a loan pre-approval or are ready to apply for a home loan, start a conversation with a Greater Bank lending expert today to help you get what you want sooner.
