Skip to Main Content

Greater Bank's best home loan rates

Greater Bank’s Home Loans are designed to help you achieve the financial dream of owning your home sooner. We offer great value, our loans are easy to use, and we’re confident we’ve got the right loan to suit your needs.

Rates are effective as at Monday 9/12/2019

 

Ultimate Home Loan* Discounted Rate (Loans ≥ $150K & LVR ≤90%) # Comparison Rate^
Variable 3.33 % p.a. 3.75 % p.a.
1 Year Fixed 2.79 % p.a. 4.04 % p.a.
2 Years Fixed 2.97 % p.a. 3.99 % p.a.
3 Years Fixed 2.97 % p.a. 3.93 % p.a.
4 Years Fixed 2.99 % p.a. 3.88 % p.a.
5 Years Fixed 2.99 % p.a. 3.83 % p.a.

 

Ultimate Home Loan* Interest Rate Comparison Rate^
Variable 3.71 % p.a. 4.12 % p.a.
1 Year Fixed 2.79 % p.a. 4.04 % p.a.
2 Years Fixed 2.97 % p.a. 3.99 % p.a.
3 Years Fixed 2.97 % p.a. 3.93 % p.a.
4 Years Fixed 2.99 % p.a. 3.88 % p.a.
5 Years Fixed 2.99 % p.a. 3.83 % p.a.

 

Great Rate Home Loan* Discounted Rate (Loans ≥ $150K & LVR ≤90%) # Comparison Rate^
Variable 3.33  % p.a. 3.34  % p.a.
1 Year Fixed 2.79 % p.a. 3.82 % p.a.
2 Year Fixed 2.97 % p.a. 3.75 % p.a.
3 Year Fixed 2.97 % p.a. 3.68 % p.a.
4 Year Fixed 2.99 % p.a. 3.62 % p.a.
5 Year Fixed 2.99 % p.a. 3.55 % p.a.

 

Great Rate Home Loan* Interest Rate Comparison Rate^
Variable 3.91 % p.a. 3.92 % p.a.
1 Year Fixed 2.79 % p.a. 3.82 % p.a.
2 Years Fixed 2.97 % p.a. 3.75 % p.a.
3 Years Fixed 2.97 % p.a. 3.68 % p.a.
4 Years Fixed 2.99 % p.a. 3.62 % p.a.
5 Years Fixed 2.99 % p.a. 3.55 % p.a.

 

Line of Credit Home Loan* Interest Rate Comparison Rate^
Variable 4.85 % p.a N.A.

  

Interest only facilities, including new Line of credit facilities, will attract a 0.10% p.a. premium above disclosed Principal & Interest rates applicable to existing facilities. Existing facilities are unaffected.

 

Ultimate Line of Credit Home Loan* Interest Rate Comparison Rate^
Variable 4.15 % p.a N.A.

Calculators

Home Loan Personal Loan Saving & Budgeting

Apply for a...

Select one...
Home Loan Personal Loan Credit Card Everyday Account Savings Account
Owner Occupied Rates: Existing customers wanting information about our Getaways/Standard Variable home loan fixed interest rates, please call 1300 721 253. *Fees, charges, terms and conditions apply to all loans. Comparison Rate Schedules are available at your local branch. Conditions apply. Please read our Terms and Conditions for more information. ^ Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. # Discounted rates include a discount on our Great Rate Home Loan and Ultimate Home Loan (applications of $150,000 or over) and Home Loans with an LVR 90% or below and applies to new loans only. Does not apply to additional borrowings. Interest only facilities, including new Line of credit facilities, will attract a 0.10% p.a. premium above disclosed Principal & Interest rates applicable to existing facilities. Existing facilities are unaffected. Special Offer is not available on Line of Credit Loan. If your security property is not in NSW, QLD or ACT we are unable to assist you with your enquiry. New borrowers are required to attend a Greater Bank Branch for an interview. View our Home Loan Key Fact Sheet.