Our best home loan rates

All Home Loans have a base rate. The applicable base rate will depend on whether you select a standard or discounted home loan and also the repayment type you select – Principal and Interest (P&I) or Interest Only (IO).

For P&I loans, margins may apply to the applicable base rates. For new IO loans, currently a 0.10% p.a. margin above the applicable base rates will apply. The base rates are set out below and the all up interest rate which includes any margins, will be set out in your credit contract.

All Line of Credit Home Loans have a base rate. The applicable base rate will depend on whether you select a standard or discounted Line of Credit Home Loan. Currently a 0.10% margin above the applicable base rate applies for all new Line of Credit facilities. The base rates are set out below and the all up interest rate which includes any margins, will be set out in your credit contract.

Owner Occupied Rates: Existing customers wanting information about our Getaways/Standard Variable home loan fixed interest rates, please call 1300 721 253. *Fees, charges, terms and conditions apply to all loans. Comparison Rate Schedules are available at your local branch. Conditions apply. Please read our Terms and Conditions for more information. ^ Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. # Discounted rates include a discount on our Great Rate Home Loan and Ultimate Home Loan (applications of $150,000 or over) and Home Loans with an LVR 90% or below and applies to new loans only (Line of Credit facilities excluded). Does not apply to additional borrowings. All new interest only home loans, attract a 0.10% p.a. margin above the applicable Principal and Interest base rates. All new Line of Credit home loans, attract a 0.10% p.a. margin above the applicable Line of Credit base rates. The all up interest rate which includes any margins, will be set out in your credit contract. If your security property is not in NSW, QLD or ACT we are unable to assist you with your enquiry. New borrowers are required to attend a Greater Bank Branch for an interview. View our Home Loan Key Fact Sheet.