Disclosure Documents

Deposit and Credit Accounts

The terms and conditions for Deposit and Credit Accounts are now called the Banking Terms and Conditions and comprise the Banking General Terms and Conditions and the relevant Product Schedule(s). You’ll also need to read other documents to understand all the terms and conditions that apply, including current interest rates on accounts and, for a loan or other credit facility with us, the terms and conditions of the loan contract or credit contract.

Upcoming changes to the Banking Terms and Conditions

There are currently no scheduled changes to the Banking Terms and Conditions.

Banking General Terms and Conditions

The Banking General Terms and Conditions are provided below. They detail (among other things) general terms and conditions that apply to all accounts with us and the use of access methods and payment facilities that may be available with an account. The access methods and payment facilities that are available with an account are set out in the Product Schedule for the account.

If you have a passbook or BPAY Biller Facility, Merchant EFTPOS Facility, Greater Bank Direct Debt User Facility or use BPAY View with us, additional terms and conditions apply and are provided below.

Consumer Credit Cards

Home Loans

Personal Loans

Business

Foreign Tax Declaration Forms

If you're in the process of opening an account with Greater Bank online and have been directed to this page, unfortunately, you will not be able to complete the account opening process online. Your next steps are to download and complete the relevant Foreign Tax Declaration Form below, and get in touch with our Service Centre on 1300 651 400 (from within Australia) or on +612 4921 9111 (internationally).

These forms are made available for customers who have been requested by Greater Bank to disclose their taxation status. You should download the instructions as well. If you require further assistance with completing these forms you should contact your personal financial adviser.

Greater Rollover and Allocated Pension Fund

All trustees of superannuation funds have a legal responsibility to make certain documents and disclosures available. Equity Trustees Superannuation Limited as trustee of the Greater Rollover and Allocated Pension Fund, a sub-fund of the CUBS Superannuation Fund RSE number R1068832, has elected to make these items available from this website and details of each disclosure or links to the relevant documents are provided below.

Significant Event Notice is issued by the Trustee. This SEN was distributed to members to alert them to the fact that The Trustee had determined to set up an Operational Risk Financial Requirement Reserve (ORFR) to protect members' interests should an operational failure occur that may result in losses to a fund or its members.

• Fund Administrator and Promoter: Mainstream Superannuation Services Pty Ltd (ABN 88 082 989 142);
• Fund Sub Promoter: Greater Bank Limited (ABN 88 087 651 956)
• Asset Consultant: TAG Asset Consulting Group Pty Limited trading as Atchison Consultants (ABN 58 097 703 047)
• Issuer and Trustee: http://www.eqt.com.au/corporate-and-employer-super/etsl-registrable-superannuation-entity-disclosures

The Greater Rollover and Allocated Pension Fund are now closed to new customers.

The Greater Rollover Fund and the Greater Allocated Pension Fund are sub-funds of the CUBS Superannuation Fund (CUBS RSE Number: R1068832).

Greater Bank has outsourced the administration of the Greater Rollover and Allocated Pension Funds to Mainstream Superannuation Services Pty Ltd.

View the Superannuation Voluntary Code of Practice

Contact Phone Number: 1300 855 565

If you wish to request a withdrawal from either fund please complete a Greater Rollover and Allocated Pension Fund Withdrawal Request Form. 

Once you've completed the form as instructed at the top of the form, you can send it to:

Greater Rollover and Allocated Pension Fund

GPO Box 4559

Melbourne, VIC, 3001

CUBS Superannuation Fund

• ABN 90 120 177 925
• Unique Superannuation Identifier^ (USI); 90 120 177 925 002 (^The USI is the unique identifier that is used in the new electronic clearing system for superannuation funds called "SuperStream")
• The Trustee of the CUBS Superannuation Fund is: Equity Trustees Superannuation Limited, ABN 50 055 641 757, AFSL 229757, RSE License No. L0001458, Level 2, 575 Bourke Street, Melbourne VIC 3000.

If an issue has not been resolved to your satisfaction, you can lodge a complaint with the Australian Financial Complaints Authority, or AFCA. AFCA provides fair and independent financial services complaint resolution that is free to customers.

Website: www.afca.org.au

Email: info@afca.org.au

Telephone: 1800 931 678 (free call)

In writing to: Australian Financial Complaints Authority, GPO Box 3, Melbourne VIC 3001