Always improving

At Greater Bank, we feel that our customers should be able to do their banking at a time and place, and on a device that suits them - whether you're here in Newcastle, or anywhere around the world.

That's why we regularly ask customers what they want from their online banking. Knowing this means we can get straight to work on the things that are most important to you.

We're constantly rolling out changes to our Internet Banking, Mobile Banking and our great app, which is permanently working - watch this space to see what innovation we'll roll out next!


Everyday

Everyday Accounts

Looking for convenient, great value ways to manage your money day to day? We've got you covered.

View all accounts

Access Account

A simple, great value account to use every day.

Great if:

  • You want convenient access to your money
  • You want a simple account to use day to day
Open an account

Ultimate Access Account

An account for your salary that helps you avoid transaction fees.

Great if:

  • You use your account every day
  • You want to avoid transaction fees
  • You want unlimited access to your money
Open an account
Savings

Savings Accounts

At Greater Bank, we don’t think saving money should be hard work. Whatever your goal, we’ve got a Savings Account with competitive rates that’s easy to use.

View all accounts

Life Saver

Our Life Saver Account helps teach your children how to manage their money in a smarter way.

Great if: 

  • You are under 25 and want to be rewarded for good savings habits with fee free banking
  • You want to open an account on behalf of your child
  • You want to teach your kids to save
Open an account

Term Deposit

Looking for a secure and great value way to grow your savings? A Greater Bank Term Deposit is just the trick.

Great if:

  • You want to earn a great rate on your savings
  • You’re after flexible terms with low fees
  • You want a secure way to grow your money
Open an account
Home Loans

Home Loans

We believe every Australian deserves to own their own home. To make this possible, we designed a range of award-winning loans with competitive rates and low fees. Everything you need and nothing you don’t. Simple, really.

View all loans

Ultimate Home Loan

A package home loan with a lower rate and added benefits.

Great if:

  • you need other products such as everyday or offset accounts
  • you’re after additional benefits with the home loan
  • you’re after a fixed or variable rate home loan, or both
Learn more

Great Rate Home Loan

A low-rate no-frills home loan.

Great if

  • you’re after a simple loan with no ongoing fees
  • you want competitive interest rates
  • you’d like the flexibility of either a fixed or variable term
Learn more
Personal Loans

Personal Loans

We know that when it comes to getting what you want, no-one likes to wait. Offering great value with competitive rates and flexible repayment options, our loans can be approved in as little as 24 hours.

View all loans

New Car Loan

Looking to get your hands on a new car, van, ute or 4WD?

Great if:

  • you want to finance a new car
  • you're after a quick response to finalise your purchase
  • you want no ongoing fees
Learn more

Secured Personal Loan

When you know what you want, you shouldn't have to wait.

Great if: 

  • you want great value personal finance
  • you want a quick, easy approval process
  • you’re able to offer collateral
Learn more
Credit Cards

Credit Cards

We think you deserve a card that not only gives you peace of mind of access to credit, but also a great rate, low fees, industry-leading security and convenience.

Greater Bank Visa Credit Card

When it comes to Credit Cards, we decided to keep things simple.

Great if:

  • You want a simple, easy-to-use Credit Card
  • You’re after a great rate on your purchases
  • You want the security and convenience of the Visa network
Learn more
Insurance

Insurance

Life happens. Speak to Greater Bank to arrange great value insurance solutions to give you peace of mind.

View all covers

Home & Contents

Get the right cover for the things you hold most dear: your house and the contents making it a home.

Great if:

  • You want reliable cover to suit your needs
  • You’re after a flexible way to pay
  • You want a reputable, industry-leading insurer
Learn more

Car Insurance

We can help you arrange Comprehensive Car and CTP Insurance to protect you on the road.

Great if:

  • You want cover suited to your needs
  • You’re not happy with your current cover
  • You want a better deal on your insurance
Learn more
Financial Planning

Financial Planning

Thinking about your future is never a bad idea, no matter which stage of life you’re in. Greater Bank has partnered with Bridges to provide financial planning services to our customers.

See more

Investment Planning

Making smart choices now can set you up for a better financial future.

Great if:

  • You want to plan for your financial future
  • You’re a first-time investor
  • You want to branch out with your investments
Learn more

Superannuation

Getting your super right is important, and it’s not as daunting as it may seem.

Great if: 

  • You want the right advice for your superannuation
  • You want to avoid heavy super taxes
  • You need guidance to plan your own super
Learn more
Travel

International Services

At Greater Bank, we want our customers to be able to see the world on their own terms, and access their money wherever they choose to lay their head. 

View all services

Multi Currency Cash Passport

The last thing you want to have on your mind as the landing gear leaves the runway is how you'll be able to access your money abroad.

Great if: 

  • You want security travelling abroad - no need to carry cash
  • You're after acceptance at ATMs around the world
  • You prefer to lock in your exchange rate
Learn more

Travel Insurance

 By speaking to Greater Bank, you can protect yourself against almost any eventuality while out on the open road.

Great if:

  • You want protection while travelling against life’s little mishaps
  • You want the right cover to suit your travel needs
  • You want the security of an industry-leading insurer
Learn more

Here's how to log in with Touch ID

Latest changes

March 2017 - Login with Touch ID

Managing your money just got easier. For iOS users, logging into Greater Bank’s App is as easy as the touch of a button. If you’ve downloaded the latest version of the App and have enabled a 4 digit access code, as well as Touch ID on your iPhone or iPad, you’re all set to go.

Getting Started

Logging in with Touch ID

You can also turn Fingerprint Login on or off at any stage, from the settings menu in Greater Bank’s App.

Setting up Touch ID on your device

If you haven’t turned on Touch ID on your iOS device, it takes mere moments. Here’s how it’s done.

Good to know

Fingerprint Login for our Mobile Banking App will be disabled if you’ve recently:

- Changed or deleted your 4 digit access code

- Changed the Touch ID settings on your iOS device, or

- Registered a new device within our App.

Our customers will be pleased to know we’re working on a Fingerprint Login solution for Android devices – stay tuned for our release date for this functionality!

March 2017 - Changes to payment screen for Loans and Credit Cards

Don’t always know what your repayments are on your Greater Bank Home Loan, Personal Loan or Credit Card? From now on, you can keep things simple and know what you’ll be paying each month.

For Home and Personal Loan customers, you can now choose between a Fixed Amount (chosen by you), your prescribed Monthly Repayment, or your Monthly Repayment Plus Extra.

For Credit Card customers, you can now select a Fixed Amount (chosen by you), Full Balance or Minimum Repayment Only.

February 2017 - View all cards

View all cards

You can now use our app to view all Greater Bank cards in your name, as well as the status of each card. Just head to “Services – Card Management”

February 2017 - Activate a card

Activate a card

We’ve now made activating a new Greater Bank card as easy as pushing a button in our app. Once you receive your new card, simply login, head to the Card Management section, hit activate on the card in question, and you’re away.

February 2017 - Lock & Unlock a card

Lock & Unlock a Card

There’s no worse feeling than misplacing your card and not knowing whose hands it might be in. Peace of mind is now a button-push away. You can temporarily lock a card within the Card Management section of our app, and unlock it when it’s back where it belongs.

To Lock

To Unlock

February 2017 - Order a new card

Order a Card

Our cards can take a real beating, so it’s good to know that getting a new one is a piece of cake. Whether your card is damaged, lost or stolen, you can now request a replacement within our app. Once you’ve ordered one, you can even monitor its status until it arrives at your door.

February 2017 - Order a new PIN

Order a new PIN

Conveniences like Visa payWave have made it easier for us to forget our card PIN (I’d be lying if I said it hadn’t happened to me…) So, when you need a new PIN, you’re now able to order one in seconds. Simple.

December 2016 - Hide Accounts

Hide Accounts

Say you're looking to avoid temptation on your nest egg savings account. Within online banking, you can now hide your account and continue to make regular deposits so your balance grows.

Once confirmed, the account will be removed from view within Online Banking. 

Note - for joint accounts, the other account holder will still be able to access the account unless they hide it as well. To unhide accounts, please contact our call centre on 1300 651 400.

December 2016 - Rename Account

Rename Account

Looking for a better way to keep track of your accounts? If you have different accounts set up for different purposes, like holiday savings, or an emergency fund, you can now rename your accounts in Online Banking as you please.

Note - For joint accounts, the re-naming of an account will only take effect within Online Banking for one party. For all parties to view the same account name, they will need to rename the account within Online Banking.

December 2016 - Session History on Mobile

Session History on Mobile

Need to check your recent Online Banking activity on the go? Too easy.

You can now access detailed session history for Online Banking on your mobile under the Services section.

October 2016 - Statements available for mobile devices

Statements available for mobile

You asked, and we listened. Mobile Banking and App users can now view statements on their smartphones. This includes statements issued from July 2010 onwards.

Statements are easy to find, in the 'Services' tab, and can be shared via email, should you wish.

October 2016 - Payee Nicknames

Payee Nicknames

Another one our customers have wanted for a while - you are now able to assign nicknames to payees to help you navigate your banking with greater ease.

Nicknames will be available for both new and existing payees, and are easy to add.

They're for your reference only, and the details of nicknames you use won't be sent to other banks or used in transaction descriptions.

When selecting payees from now on, if you have a nickname in place for a payee, that's what will show up. It's important to note, though, that transactions on your statement will still use the proper payee name, not the nickname set up.

October 2016 - Updated Transaction Search

Updated Transaction Search

As well as being able to search for transactions based on description, date range and transaction type, you can now find transactions based on amount.

October 2016 - Numeric Keypad for Account Numbers

Numeric Keypad for Account Numbers

Simple really, but when you're adding a new payee, it makes sense to use the numeric keypad instead of an alphanumeric one, right?

You can now use the numeric keypad, with the option to switch back and forth for account numbers that contain alphabetical characters.

August 2016 - Card Activation

Card Activation on Mobile Banking & Mobile App

Previously, Greater Bank customers looking to activate their card online were only able to do so through Internet Banking. From now on, this is something you can do on the go using Mobile Banking or our App.

Features:

  • If you have a new or inactive card, you'll now see a button at the top of your home screen that says 'activate your card' when you login.
  • You can also activate your card through Services > Card Management.
  • To activate your card, just select the account the card is for, enter the full card number and expiry date and click 'activate'.
  • If you have a new card but haven't received your PIN yet, you can activate the card and use it for PayWave purchases under $100 in the meantime.

Here's How

 

 

 

August 2016 - Redraw from Home Loans & Personal Loans

Redraw from Home Loans & Personal Loans

Up to now, Greater Bank customers could only redraw from Home & Personal Loans using desktop Internet Banking. This has now changed so that making redraws from Home & Personal Loans can be done easily from your mobile device via our Mobile Banking App.

Features:

  • You can redraw money from your Home Loan or Personal Loan account to one of your existing Greater Bank Accounts.
  • Loan redraws are available on single and joint loan accounts with the introduction of authorisations on Mobile Banking (more on this below)

Here's How

1. Redraw Account is available from ‘Transfer between my accounts’. The redraw Account will be displayed under ‘From’ Account dropdown list

 

2. Choose account you want to transfer money to and accept the redraw terms & conditions

3. Check and confirm your transaction is correct

4. View your receipt – it’s just that easy!

August 2016 - Authorisation Changes: ‘Many-to-sign’ transactions

Authorisation Changes: ‘Many-to-sign’ transactions

For holders of joint accounts (or ‘many-to-sign’ accounts), up to now, getting authorisation from both parties to transact on an account could be a bit laborious. Our latest update has made this process easier, by moving this functionality into the palm of your hand.  You can now make ‘many-to-sign’ transaction authorisations through Mobile Banking.

Features:

  • The payment initiator can initiate and cancel a payment, and the authoriser can approve and decline a payment across any device.
  • For Business customers using Batch Payments, you can now cancel, approve or decline these payments on your mobile (set up of new batch payments still needs to be completed within Internet Banking)

Here's How (to initiate)

1. Select the account you wish to transact on

2. Confirm your transfer details are correct

3. It will indicate if additional authorisation is required for this payment. You can now enter a comment to the authoriser if you like.

4. A notification has been sent to the authorisers and payment is pending.

Here's How (to authorise)

1. As an authoriser, you’ll receive a notification within Mobile Banking

2. Check the details of the transaction

3. When you’re ready to go, approve the payment

4. That’s it – you’re all done!

August 2016 - Secure Mail

Secure Mail

One of the quickest and most secure ways of getting in touch with Greater Bank, up to now, secure mail was only available through the desktop Internet Banking platform. No longer. 

Compose, receive, reply and delete secure mail messages in the palm of your hand through Mobile Banking.

Features:

  • Compose new, receive, reply to and delete messages on your mobile
  • View your last 50 secure mail messages in your inbox

Here's How

1. You’ll receive notification that you have new secure mail

2. Your secure mail inbox consists of two folders – inbox and sent

3. Your secure mail messages will appear like this

You can also compose and send a new message. The Customer Service Centre will respond within one business day.

 

 

August 2016 - Manage Payees & Billers

Manage Payees & Billers

When it comes to managing your money, it’s clear that mobile is king in terms of ease and simplicity. That’s why we’ve made it simpler for you to view, add, edit and delete your payees and billers within Mobile Banking and our Mobile App.

Here's How

1. You can now choose to edit or delete payees and billers on the ‘pay anyone’ and BPAY screens within Mobile Banking

2. Editing payee and biller details is a cinch (Note: Biller Name and Biller Code are not editable)

3. You can also delete a Payee/Biller in seconds

We’ve also made it so that you can find a payee or biller through ‘Services’ and make a payment in seconds.

1. To find your Payees & Billers list, simply head to Services

2. Your list of Payee/Billers will appear in alphabetical order

 

3. Select a payee or biller to quickly view their details

 

4. Click on the payee or biller to quickly edit their details

August 2016 - Transaction Search

Transaction Search

You can now easily find specific transactions on your mobile based on description, date, or transaction type. Previously only available through Internet Banking, this feature helps you keep better track of your money, wherever you are.

Here's How

1. Within each account, you now have the option to search transactions

2. Click the dropdown to view search options - Description, Date Range and Transaction type

3. Your results will display below

April 2016 - Improved payment processing functionality

Editing Scheduled Payments

In the past, our App only offerred the ability to create and delete scheduled payments. To offer more flexibility, you can now change or edit your scheduled payments within the App.

      

Selecting Accounts, Payees & Billers

The way our customers were able to select accounts, payees and billers in the past depended on your smartphone operating system. A lot of times, important information about payees wasn't viewable, meaning our customers had to resort to logging onto internet banking on a desktop to process payments.

Our new drop-down list takes care of this - all your account, payee and biller information is displayed, meaning you can do even more on your mobile. What's more, if you have a long list of payees or billers, simply start typing and select from the list of options.

      

Selecting Payment Dates

Previously, when selecting a payment date within the app, our customers were only able to use the dd/mm/yyyy format. 

We understand that when setting up scheduled payments, it's important to know exactly when a deduction will occur in relation to your income frequency - for example, if you get paid of a Thursday.

With this in mind, we've rolled out an easy to use calendar format, so that when it comes time to schedule your payments, you can be sure you'll have the money in your account needed to meet your commitments.

March 2016 - Mobile App Quick Balance

Quick Balance is a new addition to our Mobile Banking App for Apple and Android devices.

Essentially, Quick Balance allows our customers to view the available balances on up to three of their nominated accounts without having to log into the app. So, while out on the go, you will be able to quickly view your available balances by swiping right from the App Home screen.

For a full rundown of what Quick Balance offers, be sure to check out our blog - click here.

November 2015 - Simplified Mobile Banking Homescreen

You can now easily scroll down to view all your accounts on the Home screen. The menu is fixed to the bottom of the screen so it’s easy to make a payment or select any other service we offer. We've also added the BSB to your account details, so it's visible at all times.

 

Just below the Accounts list, you have the option to sort your accounts in the order of your preference.

November 2015 - Improved Transactions Screen

We’ve applied a new layout so it’s easier to view your transaction history.

 

You can also view your upcoming scheduled payments as well as process a payment from this screen.

November 2015 - More informative Account Details Screen

When you click through from the Transactions screen to the Account Details screen, you’ll be able to view more information about your accounts such as:

- interest rate

- minimum repayment amount

- interest earned over the last financial year/s

- your address details

We’ve also applied a new layout and improved the functionality for the 3 payment options (Transfer between my Accounts, Pay Anyone and BPay). These changes include:

- Clear distinction between a Saved Payee/Biller and New Payee/Biller

- For saved payees, the description field is pre-populated with the previous description

- Easier to set up a payment schedule (now, later and recurring)

- Once you’ve completed a payment, you also have the option to process another payment without having to navigate to the Home screen

September 2015 - Viewing Pending VISA Transactions

You can now view your Pending VISA Transactions on Internet and Mobile Banking. In most cases these transactions make up the difference between your Current and Available Balance.

When paying with your Credit Card or using VISA payWave, the transaction is likely to be ‘Pending’ for a few days.

Example - Internet Banking

 

Example - Mobile Banking

September 2015 - Set up Alerts on Mobile Banking to keep track of your finances

You can set up Email and SMS Alerts through Internet and Mobile Banking. You can request regular Balance updates or when Deposits and Withdrawals are.

You can also set up Alerts to notify you when there are insufficient funds in your account to honour cheques or direct debits. It will give you time to credit required funds into your account for these transaction to be honoured.

Example - Mobile Banking

 

Get Started online today

Doing your banking online is not only simple and safe - it's also very convenient.

Manage your money when and how it suits you, without regular pesky outages - our Internet and Mobile Banking is online 99.9% of the time.

Get started on your PC, Tablet or Mobile today.