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Father and son choosing paint colours as the begin a space themed renovation on the child bedroom

Create more room for life with savings on your home loan

Interest rate 6.09 %# p.a.
Comparison rate 6.10 %^ p.a.
#Discounted Great Rate Home Loan variable rate, owner occupied, principal and interest

Get up to $3,000 cashback* when you apply online.

Online cashback of $2,500 for eligible loans $250-$499k or $3,000 for loans ≥$500k. 80% LVR or less. See Online Cashback Offer T&Cs.*

More home loan value for your big things.

Up to $3000 cashback

Get up to $3,000 cashback.*

Apply in 15 mins

Save time with our 15 min application.

No paperwork

No paperwork or payslips required — just a smooth, hassle-free process.

low rates

Get a great rate.

online application Apply online

See how much you could save by switching

Apply online and score up to

$3,000 cashback*

Online cashback of $2,500 for eligible loans $250-$499k or $3,000 for loans ≥$500k. 80% LVR or less. See Online Cashback Offer T&Cs.*

online application Apply online in 15 mins

Hate paperwork?

In 15 minutes, apply 100% online with no paperwork or payslips required. Here's what you'll need handy, and we'll do the rest for you:

Info about yourself - employment details and information about your property/properties.
Proof of identity - such as your Australian drivers licence, passport, Medicare card, etc.
Online banking details - so we can quickly and securely gather your income, expenses and liability information.

Bring your home to life.

A house is made of walls. A home is made from life. A Greater Bank home loan can help leave more room for the things that make that life yours.

Rates are effective as at 9am Friday 13/11/2026 and are subject to change without prior notice.

Terms, conditions, fees, charges and credit criteria apply.

*Online Cashback of $2,500 for eligible home loans $250-$499k or $3,000 for loans ≥$500k available for applications submitted via the Greater Bank Digital Home Loan application channel (online application) with 80% LVR or below. Excludes refinances from Greater Bank or Newcastle Permanent. If eligible, cashback payment will be made within 60 days of the loan settlement date (loan must still be open at time of payment). Only one (1) cashback payment per eligible loan and for first eligible loan only. Not available in conjunction with any other cashback or promotional payment (except any interest rate discount offered). Offer may be varied or withdrawn at any time. See the full Online Cashback Offer Terms and Conditions.

^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

#Discounted rates available for new home loans $150k+, with LVR of 80% or less.